Property – My Lawyer In Spain

10 Frequently Asked Questions about getting a Spanish Mortgage

Laura Albors Jover — Fri, 03 Jul 2026 11:05:27 +0000

Laura and Marien discuss the most common questions prospective buyers have around Spanish mortgages. If you are in the process acquiring a mortgage, or are just thinking of applying for one, this video contains invaluable information you won't want to miss.

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Buying a Property in Costa Blanca? Lower Purchase Taxes from June 2026

Laura Albors Jover — Thu, 30 Apr 2026 08:03:51 +0000

The regional government approved a decrease in the standard ITP rate, which directly reduces the upfront cost of purchasing a resale property. This measure is designed to stimulate the property market and make homeownership more accessible, particularly for individuals and families entering the market.

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Tourist vs Non-Tourist Rentals in Andalusia: What You Need to Know

Melanie Radford — Tue, 10 Mar 2026 15:52:41 +0000

When renting a property in Andalusia, the main difference between a tourist and a non-tourist rental comes down to how long the stay lasts. In this article we discuss the key differences you need to consider.

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Buying Property at Auction in Spain

Alex Radford — Tue, 24 Feb 2026 14:40:19 +0000

With the costs of properties in Spain increasing, you may be considering buying a property at Auction. Juan Antonio unpacks the whole process, the terminology used and why you need legal representation to help you through the process.

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Lasting Powers of Attorney (LPA) in England and Wales – What You Need to Know

Patricia Ruiz — Thu, 29 Jan 2026 12:35:24 +0000

Planning for the future isn’t always the easiest conversation to have, but it is one of the most important. A Lasting Power of Attorney (LPA) is a legal document that allows you to choose people you trust to make decisions on your behalf if there ever comes a time when you’re unable to do so yourself.

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Annual NRA filing for short-term rentals in Spain: What property owners must do each year

Laura Albors Jover — Fri, 23 Jan 2026 07:39:28 +0000

Spain has introduced a new annual compliance obligation for owners of short-term rental properties registered under the Rental Registration Number (NRA) system. This requirement applies to all properties that were issued an NRA during the previous calendar year and is part of the regulatory framework introduced by Royal Decree 1312/2024.

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Andalucia revises reduced transfer tax – key tax changes for real estate investors

Patricia Ruiz — Wed, 21 Jan 2026 13:11:07 +0000

The fiscal environment for property professionals in Andalucia has undergone a significant transformation. Following the formal publication of the 2026 Andalucian regional budget (Law 8/2025) in the Official Gazette (BOJA), a revised set of rules for the 2% Reduced Transfer Tax (ITP) has now come into force.

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AFO and DAFO in Andalucia – What Property Buyers Need to Know

Melanie Radford — Thu, 20 Nov 2025 10:14:52 +0000

If you’ve been searching for a peaceful country retreat or an inland villa in Andalucia, you’ve probably come across the terms AFO, DAFO, RAFO, or similar variations. These acronyms can feel confusing at first, but if a property hasn’t followed the traditional legal building process, they’re crucial to understand.

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Fractional Property Ownership in Spain – The Considerations

Alex Radford — Sun, 09 Nov 2025 17:06:36 +0000

Is Fractional Property Ownership really worth considering as an alternative to an outright a Freehold Purchase? Could a less conventional approach, fractional ownership, offer a pragmatic and appealing alternative for those yearning for a slice of the Spanish lifestyle without the full freehold commitment?

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Spanish Mortgages Explained – Key Tips from Experts

Alex Radford — Sat, 18 Oct 2025 11:26:00 +0000

If you’re thinking about buying property in Spain, understanding the mortgage process is crucial to your success. In a recent webinar hosted by My Lawyer in Spain, Alex was joined by Katherine from A Place in the Sun Mortgages/Mortgage Direct, sharing her expertise from over 20 years in the Spanish market. Here’s what you need to know if you’re an international buyer looking to secure a Spanish mortgage in 2025.

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